Lifestyle finance
Finance for the boat, bike or van that gets you out there
Specialist funding for the lifestyle assets that make the weekends count.
Specialist finance for lifestyle assets
Recreational assets need lenders who understand them - how they hold value, how they're used, and how to structure the term. That's our patch.
Lenders who know the gear
Marine and RV lending is a specialty. We deal with lenders who finance boats and caravans every week - not as an afterthought.
New, used, dealer or private
Showroom-new launch or a well-kept caravan from a private seller - we arrange finance either way, including the extra checks private sales need.
Terms that fit bigger toys
Larger assets can often run longer terms, keeping the weekly cost sensible on a five-figure purchase.
The panel works for you
One enquiry, multiple lenders compared. You see the sharpest structure we can find, with the costs in plain sight.
Repayments around real life
Weekly, fortnightly or monthly - repayments set to your pay cycle, sized so the boat doesn't sink the budget.
Guidance past the paperwork
Security checks, insurance requirements, ownership transfers - we've done it hundreds of times and we'll steer you through it.
What can you finance?
We arrange finance for a wide range of leisure and lifestyle assets, including:
- Boats and yachts
- Jet skis and personal watercraft
- Caravans and campers
- Motorhomes
- Road and dirt motorbikes
- Trailers and tow-behinds
- Quad bikes and ATVs
If it's built for the weekend, it's worth asking us about.
How marine & RV finance works
You borrow toward the asset and repay it in regular instalments over an agreed term, usually with the loan secured against the asset itself.
Rates and limits reflect the asset's type, age and value alongside your income and credit profile. Because boats, caravans and motorhomes hold value differently to cars, lenders assess them on their own terms - and larger assets can often be financed over longer periods.
We'll show you the repayment across different terms and deposits before you commit, so the choice is made with the full picture.
Our application process
Four straightforward steps from first enquiry to funds in hand.
Frequently asked questions
The things people most often ask about marine & rv.
What counts as marine & RV finance?
Anything recreational, broadly - boats, yachts, jet skis, caravans, motorhomes, motorbikes, quads and trailers. New or used, from a dealer or a private seller.
Can I buy privately, or does it have to be a dealer?
Privately is fine. We run the extra checks a private sale needs - confirming ownership and that nothing is owing on the asset - before any money changes hands.
Will the lender require insurance?
Usually, yes. When the loan is secured against the asset, most lenders require it to be comprehensively insured for the life of the loan. We'll flag the requirement early so you can factor the premium into your budget.
Can bigger purchases run a longer term?
Often. Substantial assets like boats and motorhomes can sometimes be financed over longer terms than a typical car loan, which keeps repayments comfortable - though a longer term does mean more total interest.
Do I need a deposit?
Not necessarily, though a deposit or trade-in shrinks the loan and can improve your rate. Trading in your current boat or bike toward the next one is common and we can arrange it.
What do I need to apply?
Photo ID, proof of income, your last 90 days of bank statements, and the asset's details. For private sales, the seller's details as well so we can complete the ownership checks.
Finance options built around you
Not quite what you're after? Every option below comes with the same simple application and the same team behind it.
- Car loansFast approvals for new or used vehicles. We negotiate with our lender panel to find the structure that fits your cash flow.
- Personal loansFunding for renovations, weddings or unexpected expenses - with transparent terms and no surprises.
- Commercial fleetAsset finance structured around your business cash flow and tax efficiency.
- Debt consolidationSimplify multiple repayments into one manageable loan, often reducing the overall interest you pay.
- InsuranceProtection for your vehicle, your finance and the road ahead. Explore insurance options for private and commercial vehicles, mechanical breakdowns and more.
Ready to talk marine & rv?
Apply online today or speak with our team - send us a few details and we'll come back with options that fit your budget, usually within one business day.